Maid Insurance
Enjoy 10% savings with our promo code "AWG10" when you get your Domestic Helper Package today!
Now that you have found the right helper to your family, or that you are renewing her permit for a second term, it is important that you select the right maid insurance package to protect yourself from liability as an employer.
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Though MOM requires all Maid Insurance to provide at least Personal Accident coverage of $60,000 and Medical coverage of $15,000, there are still benefits in the policy you can take note of to make it worth your premium.
What does it cover?
Domestic Helper's Liabilty
Indemnity against any sums resulting from accidental bodily injury to any third parties, and accidental damage to any third parties’ properties, as committed by your domestic helper.
Re-Hiring Expenses
This covers the agency fees for a replacement should your domestic helper be terminated due to death or permanent disability.
Daily Wages & Levy Reimbursement
If your domestic helper is hospitalised, it will be most ideal if your domestic helper's insurance policy can cover for her wages during this period.
Special Grant
This covers the agency fees for a replacement should your domestic helper be terminated due to death or permanent disability.
Outpatient
Expenses
Medical benefits do not include outpatient expenses so it is important to know how much is covered in the event outpatient treatment is needed.
Damage or Theft of Maid's Personal Belongings
Theft or damages to your domestic helper's personal belongings will be covered under this benefit.
Type of Cover
Plan A
Plan B
Plan C
Insurance Guarantee
$5,000.00
$5,000.00
$5,000.00
1. Personal Accident
a. Accidental Death
b. Permanant Disablement
c. Outpatient Expenses Due to Accident
2. Repartriation Expenses
3. Hospital & Surgical Expenses
4. Wages & levy Compensation (Max: 30 days)
5. Funeral Grant
6. Re-Hiring Expenses
7. Abuse by Maid
8. Liabilty to Third Party
9. Damage of Theft of Maid's Personal Belongings
$60,000
$60,000
$60,000
As per Permanent Disablement
$1,250.00
$10,000.00
$60,000.00
$50.00 per day
$2,000.00
$500.00
$5,000.00
$3,000.00
$300.00
$2,500.00
$10,000.00
$75,000.00
$50.00 per day
$2,000.00
$750.00
$5,000.00
$3,000.00
$400.00
$1,250.00
$10,000.00
$15,000.00
$50.00 per day
$2,000.00
$1000.00
$5,000.00
$3,000.00
$500.00
PREMIUM (Includes 9% gst)
AGED 50 & BELOW
14 months
26 months
$383.68
$519.93
$439.27
$594.05
$460.42
$623.92
AGED 50 & ABOVE
14 months
26 months
$460.42
$623.92
$493.12
$668.39
$527.12
$712.86
PREMIUM with 25% Co-Insurance (INCLUSIVE OF 9% GST)
AGED 50 & BELOW
14 months
26 months
$345.31
$467.94
$369.84
$501.29
$395.34
$534.65
AGED 50 & ABOVE
14 months
26 months
$414.37
$561.52
$443.80
$601.55
$474.41
$641.57
Why AWG?
A preferred partner to your insurance needs
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In terms of application processing, we do the online transmission to ministry of manpower.
Employers can directly check its status at work permit online the next working day. Once approved, they can arrange the maid to enter Singapore. Meanwhile for renewal case, employer can proceed straight away to renew online.
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Waiver of counter indemnity
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Premium Refund available for early termination of the policy subject to the policy cancellation clause
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No additional processing fee